Medical Insurance Options for Individuals
If you are uninsured, between jobs, a recent college graduate, or self employed we may have the perfect medical insurance solution for you. Did you know that individual plans may be more affordable (cost less) than a traditional employer sponsored group plan?
You may consider:
A temporary medical plan, also known as short term insurance, would cover you from 30 days to 185 days and is non renewable. Rates are based on your age, county you reside in and the deductible plan you choose. There are only a few health questions to answer and, if approved by the carrier, your coverage can begin as early as the day after the postmark date of your application and is within 30 days of signature date. You can however reapply for additional days or months not to exceed a total of 365 days.
An individual permanent policy is a renewable policy that you can continue with for years. There are HMO and PPO plans to choose from. Rates are based on your age, county you reside in and the plan you choose. You must complete an application and answer health questions. Depending on the answers to the health questions will determine if medical records will be requested from your physician. You can request the effective date to when coverage will begin or you can have the carrier provide the effective date once the application is approved.
Some of the companies we represent include Aetna, Blue Cross, Blue Shield, Kaiser, and Health Net. To help you get insured on a temporary basis or a more permanent basis please visit our website at www.aclevidence.com or simply contact our office at (800) 447-4023 and our staff will be more than happy to assist you with information to help meet your personal needs.